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February 27, 2010  
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Insurance Advisors Terms


  > Preferred Provider Organization (PPO)
PPOs are comparable to indemnity plans, although they require subscribers to choose their health-care providers and health-care facilities from a preferred-provider list. Because the preferred providers have agreed to the plan's requirements, including discounted fees, subscribers have a financial incentive to stay within the network.
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  > Deregulation
Under Washington state law known as “use-and-file,” commercial property/casualty contracts negotiated between insurers and businesses may go into effect immediately. The policy itself can be filed for state review later.
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  > Exclusive Provider Organization (EPO)
EPOs allow subscribers to visit any physician within the contracted network without prior approval or referrals. Services received outside the network may not be covered.
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   Topics Related to Insurance Advisors in Wisconsin:

  • Bodily Injury Coverage
  • Uninsured or underinsured motorist
  • Fee-for-service plans
  • Health maintenance organizations
  • Business owner's policy
  • General Liability
  • Term insurance
  • Universal life
  • Renters - Actual Cash Value
  • Broad homeowner's insurance

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If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Wisconsin Insurance Advisors today:

  • Appleton
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  • Fond Du Lac
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  • Superior
  • Waukesha
  • Wausau
  • West Bend
  • Wisconsin Rapids
       
 
Did You Know?    
 
 
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation

 
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Latest News
  Latest Insurance related news in Wisconsin and nationwide: Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


Jan 18, 2006 - Progressive Group, Drive Insurance Company
NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra
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